Whether you are purchasing a new piece of land or a new home, building a brand-new home, or looking to refinance your current home, Y-12 FCU has several mortgage home loan options to fit your needs and budget! We’re local, and we know Tennessee. 

Home Sweet Loan
Count On Y-12 FCU

Why choose Y-12 FCU for your next home loan? Here are a few great reasons:

  • 100% financing options available for qualified buyers (up to $484,350)
  • No private mortgage insurance (PMI) on several products
  • Jumbo purchase loans
  • Choose from fixed and adjustable options (with only one adjustment)
  • Local underwriting and processing
  • As always, no prepayment penalties

Don't wait until you find a home or property you want. Contact Y-12 FCU today to start exploring the best home lending options available to you.

The Y-12 Federal Credit Union team of Home Lending Advisors share years of member service experience. They understand the qualification requirements for mortgage loans, with the knowledge, education and experience to help borrowers find the right product for the right purpose.

Y-12 Federal Credit Union

Home Lending Advisors

Y-12 FCU Home Lending Advisors

All loans subject to credit approval. Other restrictions apply. Other mortgage products/programs available. NMLS# 441816. Y-12 FCU is an Equal Housing Lender.

501 LaFayette Drive, Oak Ridge, TN 37830

Phone: 865-482-1043

Toll Free: 800-482-1043